Category Archives: Uber Driver Questions

Will My Insurance Cover Me If They Know I Drive For Uber?

While you’re getting your car insurance, one of the first questions asked is if you will be ridesharing. Will they accept you if you say yes?

If this will be your first time asking to be insured, they will reject your application. If you’re currently insured with them already, they will take you off their policy. The reason for this is they do not want you to be using a commercial vehicle and because of that it is considered too risky, so they don’t want to take a chance.

Very few insurance companies allow you to add a drive for hire feature on your policy. Drive for hire is the best option if you are on a budget to protect yourself if you are going to use your vehicle for Uber.

The best option overall to cover yourself is to purchase commercial insurance, but this is very expensive.


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How Are UberPOOL Earnings Calculated?

In the beginning, there was confusion about how UberPOOL earnings were calculated. It was promoted as earning extra money and having less downtime because you have more passengers so that translates to more money. However, this is not the case at all.

Uber has made it very clear that you are paid by time and distance, so it doesn’t actually matter how much passengers you have. What makes it even worse is that the rates for UberPOOL are less than a regular UberX. For example, in San Francisco, the rates for UberPOOL are $1.10 per mile and $0.15 per minute. For UberX, it is $1.15 per mile and $0.22 per minute. In other words, you’re doing more work for less money no matter what.


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What Is UberPOOL?

UberPOOL is a service that allows passengers to share costs with other passengers that need to get to the same location as you. For example, if you want to go to the mall and end up using UberPOOL, you will be picked up and there may already be another passenger in the car that picks you up. If there is no one, you will probably need to pick up more passengers before getting to the mall. You will split the price with every passenger in the car, which means a cheaper ride for everyone.


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Is UberPOOL Failing?

As an Uber passenger, UberPOOL is one of Uber’s cheapest services for you to take if you want to get somewhere. It’s cheap because you share the costs with other drivers. Lately, the service has been under a lot of controversy, however, because of its pay rate for the drivers.

Additionally, reports have come out showing how UberPOOL might actually be a profit killer for the company. It was reported that back in 2015, Uber was burning 1 million dollars per week in San Francisco alone  at times just to compete with the prices of Uber’s biggest competitor in the United States. This money was spent on trying to attract customers with low fares by using discounts. Once the discounts ended, about a quarter of Uber passengers supposedly switched to its competitors.

UberPOOL might continue to be losing money to this day trying to make the service appealing to passengers, but with a combination of drivers angry at the service for a lack of pay as well as its competitors competitive prices, drastic changes will need to be made to save UberPOOL.

Uber has attempted to revamp the system to be better and more responsive with a better algorithm to better match riders and drivers but it’s still too early to tell what the effect will be on the service.


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Should I Accept UberPOOL Trips?

UberPOOL has been very controversial recently due to findings that it is actually one of the worst services for making money as a driver, so is it worth accepting trips?

The only reason you should accept UberPOOL trips is if you’re trying to reach your Uber Quest goal faster and to maintain your acceptance rating to qualify for any promotion that requires a certain acceptance rating.

Other than that, you should never accept UberPOOL trips if you care about the amount of money you make for your time. However, if you are worried about your acceptance rating, there is a way to accept an UberPOOL trip but treat it like an UberX trip instead, but you will be making the lower UberPOOL rates. To do this, accept the UberPOOL trip, then immediately go offline or press the button that says to stop new requests. This will allow you to keep your acceptance rating up and not worry about the multiple pickups required.

If enough drivers do not accept UberPOOL trips, Uber will be forced to revise the service to be more beneficial to the drivers.


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Is It Still Worth Driving For Uber?

Over the years, Uber has been decreasing their pay rate, so many people have been wondering if it is still worth it to drive for Uber.

One of the biggest reasons right now to drive for Uber is to take advantage of the sign up bonuses that you can complete. This will allow you to see if you can profitable with Uber in the 1 month you have been driving. If you feel like it is not worth driving, you can simply quit because there’s no commitment to stay with Uber and you have already achieved your objective of not only finding out if it is profitable, but also completing your sign up bonus. It is also a good way to find out if you actually find the job to be enjoyable for you.

Don’t let the dollar amount that you’re earning upset you if you find it to too low because being an independent contractor or Uber driver gives you many tax benefits that are not normally talked about. Examples include gas expenses, car washes, car maintenance, and all other business expenses that benefit you as an Uber driver and all of these will be written off in your taxes.

It’s not recommended to be an Uber driver as a full time job. Instead, it would make a great side job to supplement the income of your main job. There’s also the possibility that Uber may increase its rates in the future if it becomes a stronger company.


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Is Tip Included In Uber?

No, tip is not included. In the past, tips actually weren’t even accepted at all until drivers complained and it was eventually allowed. With that in mind, Uber drivers will be very happy to receive any sort of tip so if you enjoyed your trip, be sure to tip!


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What Is The Pay Structure For Uber Drivers?

What is the pay structure for Uber drivers?

Uber’s pay structure is that for every ride a driver takes, Uber takes 20% to 35% percent from the driver’s earnings. The rate varies from market to market. This means for every ride a driver completes, they keep 65% to 80%  of the total fare. For example, if a fare is $50, you made $32.5 to $40 in one ride. This is how driving for Uber can be profitable.

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Can You Be Deactivated For Low Acceptance Ratings With Uber?

Your account can be deactivated for having a low Uber driver rating, but can it be deactivated for having a low acceptance rating as well?

Since you are not an employee of Uber but rather an independent contractor working for Uber, you are actually free to do whatever you want in regards to accepting or declining rides. Uber was once sued in the past because they were treating drivers as both employees and independent contractors, choosing to punish some for reasons they shouldn’t have been punishing them for. Your acceptance rate does not matter if you are worried about getting your account deactivated.

Although it is fine to not worry about your acceptance rating so much, keep in mind that if you do want to take advantage of Uber promotions, they usually require a certain acceptance rating to qualify for them. If you want to ensure that you maximize your profits with Uber, you’ll want to keep your acceptance rating relatively high.


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Should I Talk To My Uber Passenger

There’s a debate over whether you as an Uber driver should talk with your passenger(s) during your trips. Generally it is a good thing to do so.

It is usually good to speak with your passengers because it makes time go by faster. Times flies by when you’re having a good time. You will be able to stand out from other Uber drivers because most Uber drivers do not talk to their passengers. You will be surprised at how much socializing will help your driver rating because the people will look upon you more favorably. The passengers will connect to you more as a person rather than just a driver.  An unwritten rule that Uber drivers have is their responsibility to keep passengers happy and entertained to make their experience as good as possible. Once passengers see you as a person and relatable, they will be easier on you if you ever make a mistake.


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